NOW COMPLETELY UPDATED!

Unlike many personal finance books, How to Manage Your Money When You Don't Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides a respectful, no-nonsense look at the difficult realities of our modern economy, along with an easy to follow path toward better financial stability that will give hope to even the most financially strapped households. Created by a financial expert who hasn't struck it rich, How to Manage Your Money When You Don't Have Any offers a first hand story of financial survival in the face of rough times. Rather than emphasizing wealth creation, How to Manage Your Money When You Don't Have Any teaches readers to do the best they can with their income no matter its size. Content rich, personal, and jargon free, the book is opinionated and at times humorous. Full of current everyday references, it is meant to be a quick read that will appeal to the average reader just struggling to make ends meet.

When Celeste Parker's daughter Tamara goes missing in Dubai the all-out search and rescue mission she anticipates never materializes. She is put off by the police as 18-year-old Tamara is technically an adult, and no foul play is apparent. Celeste faces the gut-wrenching fear every mother dreads... the possibility of losing a child.

The longer Tamara is missing the more her feelings of dread escalate. Celeste's maternal instinct tells her something is terribly wrong. New to the city and with her husband away working in Saudi Arabia, she turns to her new friend and fellow expat, Susan Morris, for help. This suspenseful mystery/thriller will keep you on the edge of your seat as the duo set off on a hunt, which takes them down a dark alley of deep deceit. From exotic nightclubs and high-class call girls to mysterious Saudi palaces hidden behind ominous walls, they follow each lead while uncovering the unthinkable. The suspense builds as they come closer to finding Tamara and the secrets Celeste and Susan uncover threaten not only her daughter's life but everyone in their families' as well.

Beautiful and impoverished, Lauren Vasquez joined the United States military in her youth. She never expected to witness the destruction of Earth. In the year 2131, nuclear and chemical war fueled by religion obliterates all of civilization. Trapped in underground bunkers Lauren and other survivors face homicidal artificial intelligence and fabricated metal assassins who police their new dystopian reality. An unplanned pregnancy by a sociopath further complicates her situation and Lauren will do whatever it takes to protect her unborn child. She holds on to the dream that her baby will not be formed with the emptiness of the father. Explore a possible future of human and synthetic beings as Vasquez enters, survives, and fights to find an exit from the ruined land. You will question the existence of gods and embrace the dreams of androids. This is a dark and emotional story about the mystery of life, the finality of death, and the struggle to find hope in a devastated world.

Get Ready for the next Super Hero Team, in MINECRAFT!  Things have been a little crazy lately. Zombies are disappearing lately and that’s got Punchy worried. You see Punchy is a bit of a curious Zombie that’s on the trail of something hot. It’s not just the Zombies going missing that’s got him worried, there’s Monsters Mobs all over the Minecraft world that are slowing starting to disappear. What’s a Zombie to do?

Punchy teams up with Bone the Spider Jockey, and Spinstress the Spider to solve this mystery and put an end to the strange happening. When the sun fails to rise one day, they know things are only going to get worse. There’s so many unanswered questions though.

Where are the mysterious slime blobs coming from?
Why are they being followed by a Creeper?
Who is the evil mastermind behind all of this?
Can you ever really trust an Enderman?

These questions and more will be answered in this action packed journey though the world of Minecraft. With characters based on some of the creatures in one of today’s most popular game (Minecraft), you’ll join Punchy and his team on the road to becoming the Minecraft Super Mob Squad!

Sometimes fate turns lovers into fools

Shane Kensington has dedicated his life to serving others as a police officer, sworn to protect the community and people that he loves. But a tragic mistake he made three years ago shattered his confidence and turned his world upside down. Since then, Shane has become a shell of the person he once was.

Until the day he met Heidi...

Heidi Griffin is a single mother struggling to make a life for herself and her troubled young son. Still grieving her husband's untimely death, Heidi is adamant that she won't open herself up to love - and loss - again.

The sparks that fly between these two are undeniable, but as they hurtle closer and closer to each other, a devastating secret may force them apart...forever.

Werewolves Don't Exist. And four of them certainly do NOT run an architecture firm in New York City.

Eli Jackson's dimple and those always laughing eyes of his would melt the panties off a woman even when she's still wearing her pants. But his knack for finding abused women who need his help is no laughing matter. He and his packmates vowed to use their abilities to take down evil when they find it, and Eli's got a new 'case.' Helping Diana brings him face to face with Rose Hendricks who needs no man's help, and she's certainly not evil...so why does he want to take her down in ways he knows he shouldn't? He made a pact with Darik to stay single...so why can't he control his wolf whenever Rose is around?

Rose Hendricks is a funny, All-American smartass attorney who doesn't like to lose. In the courtroom, she rarely does. But in life? She just lost her best friend to love. Another one bites the dust, as the single girls say. But Rose won't let her friend go without a fight, and when another unanswered call goes to voicemail, she hightails it to Michelle's apartment only to find Eli there, wearing only a blanket, telling her Chelle doesn't live there anymore. Say what? Sparks fly like crazy and soon Rose is looking at glowing eyes from a man who is supposed to be human. What is he, really? And what's everybody hiding?

Kiana is a thief.

But to be a thief in Pailtar you either join the Thieves' Guild or pay them to work in the city. Kiana wants to join the Guild.

Kiana's adventures take her to places she never dreamed of. Deadly animals, vicious monsters, and angry armies all stand between her and survival...Nobody said being a thief was easy!

 

Crime consultant Scott Drayco is in the middle of a thorny case in Washington, D.C. involving murder victims who were all wheelchair-bound. Then, out of the blue, he gets a worried call from a friend on Virginia's Eastern Shore about an attack on an innocent disabled girl.

Working once again with Sheriff Sailor and Deputy Nelia Tyler, Drayco discovers almost everyone believes the girl's attack was an accident. But he begins to suspect otherwise when he crosses paths with a badly disfigured man and the man's enigmatic Goth son, as well as one of the smoothest and most dangerous figures Drayco has encountered in his career.

Meanwhile, his conflicted feelings toward the soon-to-be-divorced town councilman's wife, Darcie Squier, continue to simmer under the surface and threaten to undermine his focus and cloud his judgment. But he's well aware he needs to keep his faculties razor-sharp if he's to solve the riddle of whether the cases in D.C. and the Eastern Shore are linked - or is he dealing with not one monster, but two?

Sinclair Jeffries thought she knew what she was getting into when her zany, gay friend, Jesse Eddington, talked her into portraying his girlfriend during his parent's anniversary party on Huntington Beach. That is, until she met Reed, Jesse's sexy as hell older brother, and ends up getting much more than what she'd bargained for.

Reed Eddington assumed his future was settled until he met Sinclair, his brother's so-called "girlfriend", but the raw, sexual tension between them is hard to ignore. As he watches their ruse from the sidelines, he finds himself wanting to uncover more than just their amusing little facade.

Due to sexual content and heavy subject matter, this book is recommended for ages 18+
 

What's new? Me, for starters... It all began when my job offered me a buyout package. That's when the realization hit: I'm young, I'm rich (thanks to a hefty inheritance), and I'm boring. Things are gonna change-starting now... Building a better man trap... First things first: Exercise. Carrot juice. Straight hair. Whiter teeth. Clothes that fit. But wait-there's more. I'm finally ready to take a chance on love with the perfect guy. He's handsome. He's smart. He's reliable. He's my CPA. Problem is, I'm clueless about winning him over. It's time to call in an expert. It's time to call in The Dog. Down, boy. Mike "The Dog" Dougherty is a man's man. A guy's guy. Okay, he's a chauvinist pig, and his sty is "The Dog House," a testosterone-charged column in Maximum for Him magazine. On one hand, I abhor all he stands for. On the other hand, who better to coach me? So here I am. Learning the complex unspoken language of the American male (Talk, bad. Sex, good.); trying exciting new things (Stripping lessons are empowering. Really.); falling for Mike. Uh oh. But the Mike I'm getting to know is different from The Dog. And the Mona I'm becoming isn't quite who I expected, either. This whole makeover scheme is getting crazier by the minute. But "crazy" beats "boring"...right?
 

Corrupt cops, cartel gunmen, and a ruthless mining corporation. These are the forces arrayed against Mexican farmers fighting for their land and livelihood. Justice seems far from their grasp, until PRIMAL intervenes.

Taking down a gold mining operation should be straightforward for our covert vigilantes. However, land is not the only resource being exploited, and PRIMAL is faced with its deadliest adversary to date; gunned-up, cashed-up, CIA-backed, private military contractors.

PRIMAL Reckoning follows after PRIMAL Fury. It is the first in the Redemption trilogy which pits PRIMAL against CIA-backed contractors.

Sixteen year old Kait Lenox has a reputation as the weird girl in her high school, mostly because of her ex-best friend turned mean popular girl, Ariel, but maybe it has a little to do with the fact that Kait has a hobby crashing funerals. At one of these, Kait is outted by the most popular guy in school, Ethan Ripley. Yet, instead of humiliating her for all the world to see, he asks for her help, and Kait finds herself entangled in a murder mystery. Not only is the thrill of the mystery exciting, but more importantly Ethan knows her name! A little sleuthing is well worth that!

A man with a handle like "Stumpy" is one who you'd expect to be smoking his pipe in the shade of a cottonwood, but names can fool you. Stumpy was the kind of man who saw his duty and did what had to be done. When Janet Cate's three step-brothers showed up with less than honorable intentions, it was time for Stumpy to act.

The end of privacy as we know it?

Kathy Kelver nearly trips over a murder victim on her way back to her dorm room late one night. In his last words, the dying man gives her stolen data about a secret project that could blow the lid off a shocking conspiracy. From the halls of Congress to the National Security Agency and beyond, Kathy must run for her life from shadowy forces who want her dead, while trying to build a relationship and hang on to her faith. The secret she's carrying could end the right to privacy forever, if she doesn't survive to warn the world.

Be More Confident-100 Ways To Gain More Confidence

Did you know that everyone has problems with self-esteem? If you want to learn how to build, gain and have more confidence, I can teach you proven methods for boosting your self-esteem.

The techniques you will be learning in the “How to Be More Confident” book are easy to understand and simple to apply to your life.

The book is designed in such a way that you don’t have to sift through a pile of content to get to the good stuff. NO! Author Ashley Rosebloom made this guide straightforward and to the point. In a no time you will have in your hands life-changing principles that you can begin applying to your life immediately.

A Few Tips From The Book About Confidence

• Starting your day out right is very important in boosting your self-esteem. Your personal mind-set could either make or break your day, so begin by choosing to wake up with a positive attitude. Every morning, look at yourself in the mirror and try to point out at least three things that you like about what you see.
• Pay attention to your personal appearance. Hygiene does a lot in so many ways. Feeling, looking and smelling clean will instantly make you feel good and more confident.
• Smile as much as you can, as much as you want. Smiling stimulates happy hormones which make you feel and look pleasant. Not only will you feel better, but your radiant joy will cause others to be in a good mood as well.
• A winning smile requires maintenance and an investment in self-care. Make sure you take excellent care of your teeth through brushing regularly and visiting your dentist a couple of times per year.
• Dress appropriately for every occasion you attend. It matters that you’re comfortable with what you are wearing when it comes to self-esteem.
  
  As you can see, these proven ways to gain, build and improve your self-esteem have been compressed and condensed into the best of the best information on how to be more confident.
  
  When you are finished with this book you will:
   
  • Have more self-esteem
  • Have ideas to enrich your intimate relationships
  • Not be afraid to face difficult tasks
  • Know how to pinpoint problems and find solutions to them
  • Understand the importance of loving yourself
  • Be more confident in yourself
  • Understand how to handle difficult situations in a confident way
  • Be able to overcome procrastination
  
  
   

  More ways to overcome low self-esteem from the book:

   
  • Don’t be too hard on yourself. You were not made perfect. You will make mistakes and will hurt other people along the way just like how other people could hurt you too. That’s just how life is.
  • Each person may value education differently but nevertheless, it is important. There is a reason why employers include educational attainment in the criteria for hiring employees. Graduating from high school may be enough to get a job to sustain your personal needs. On the other hand, a degree does not only give you confidence but an edge over others.
  
  
  As you can see, when you are finished reading this book you will have all the necessary tools you need to overcome low self-esteem.
  
  Being more confident is all about changing your thoughts, actions and routines on a daily basis. It’s about getting rid of damaging views of yourself that have taken years to form and gradually replacing them with positive ways of seeing yourself differently. Gaining more confidence in your life is all about forming new ways of seeing yourself.
  
  Ashley Rosebloom is going to enrich your life through teaching you how to be more confident, through the application of her proven ways of building, gaining and improving self-esteem. Get the book now. The small amount it costs is well worth the investment to improve your self-confidence.

I just needed someone to show me how to fight for me...

When tragedy hits Alexis Cole is shattered. She carries the blame on her shoulders after losing a big piece of herself. When Ryder Hayes sweeps back into her life, she has something to hold on to but just as quickly as he appeared he was gone. When fate-or meddling parents-throw them back together, they can no longer deny the heat that has burned between them for years.

Ryder has always wanted Lexi, but he's never fought so hard against something in his life. Saving Lexi from her past was never on his agenda, but he could never bear letting her drown in it. With his UFC championship title on the line, the last thing he needs is to be distracted by Lexi. When she's thrown back into his life, he can no longer fight their attraction.

But once he claims her, he knows he'll never let go.

Andrea McNeilly's job as a government agent is not asking questions, but then a routine assignment turns into a botched assassination of a Master Vampire's human servant. Answers become a priority. Her search to discover the truth is riddled with obstacles, the largest being an oversized Werewolf who resembles a Norse god. Andy can't afford the distraction he offers, because if she fails, she faces eternal enslavement.

Wick's job is to monitor Andy, but he prefers more intimate activities, none of them G-Rated. His choices, however, are often not his own. His ability to help Andy is limited by his bond to the Master Vampire.

Facing many trials and challenges along her path to redemption, Andy learns the value of her freedom might be set too high.

What can rock your world faster than winning or losing a king's ransom overnight? 

Just as a huge financial scandal throws New Yorker, Olivia Wheeler, from wealth and success to bankruptcy and shame, struggling impoverished single-mother Rosie Dixon wins an unexpected million pounds. Good luck? Bad luck? Who can tell? Both women have more in common than they realize. While Olivia struggles to survive her humiliations, fleeing broke and homeless to London, shy unassuming Rosie discovers sudden riches arrive with their own mega-load of problems. 

Can workaholic career-obsessed Olivia find a passion for something earthier and warmer than power and prestige? And can Rosie sift through envy and greed to discover true friends, true family and even true love?  Two strangers who've never met. Yet neither realizes how each is affecting the other's destiny or the places their paths touch and fates entwine. 

How will they surmount the pitfalls and perils of their outrageous change of fortune?  That is the million dollar question.

It was supposed to be the summer of fun; but I ended up his prisoner

My heart thrummed as I took him in, and I knew right then I was in trouble… he was to be my downfall.

Aimee couldn't wait for the newlyweds to leave on their honeymoon. Free of nagging parents for the summer, and before she headed off to University, Aimee intended to cut loose and live a life of luxury; partying and burning through her credit cards.

There was only one problem.  One person, delicious and infuriating, threatened to stand in her way and ruin everything.

"There will be rules. Rules that you will adhere to… Break these rules and there will be consequences."

University professor Alex Wearing is found murdered in his study by the Post Graduate Co-coordinator, Vera Trenbath, a nosey interfering busybody. Assigned to the case is Detective Chief Inspector Alistair Fitzjohn. Fitzjohn is a detective from the old guard, whose methodical, painstaking methods are viewed by some as archaic. His relentless pursuit for the killer zeros in on Alex’s brother, James, as a key suspect in his investigation.

Compelled to clear himself of suspicion, James starts his own investigation and finds himself immersed in a web of intrigue, ultimately uncovering long hidden secrets about his brother’s life that could easily be the very reasons he was murdered.
This gripping tale of murder and suspense winds its way through the university’s hallowed halls to emerge into the beautiful, yet unpredictable, Blue Mountain region where more challenges and obstacles await James in his quest to clear himself of suspicion and uncover the truth about his brother.